SogeHome

Build your dreams!

Société Générale Cyprus gives you the foundation for building your dreams on. Benefit from the professional service that Société Générale Cyprus can offer you. SOGEHOME is the housing loan for you.

SOGEHOME gives you the opportunity to finance the purchase of the property you wish to acquire. The loan can be used to finance: buying, building, expansion or upgrading of immovable property such as:

Residences
Country Homes

The Flexible Solution
Obtain your SOGEHOME loan with the following characteristics:

Available in EUR and other selected currencies
Low Interest rate
Flexible Repayment Scheme
Up to 24 months grace period; during which interest is paid only

Enjoy the benefits of a repayment scheme to match your needs. Choose between progressive, regressive or fixed installments, adjusting your payments according to the demands of your lifestyle. Simply discuss your needs with your Relationship Officer, and determine the repayment scheme most convenient to you.

What are progressive, regressive and fixed instalments?

Progressive Instalments – Instalments gradually increase. Choose up to four different instalment amounts over the duration of your loan.
Regressive Instalments – Instalments gradually decrease. Choose up to four different instalment amounts over the duration of your loan.
Fixed Instalments – Instalments remain fixed throughout the duration of your loan.


How to apply for a SogeHome loan? ^*
Just visit one of our branches and meet one of our Relationship Officers who will discuss your needs and guide you through the application procedure, or give us a call on SOGEINFO 8000 7777 (toll free) for further information.

^* The credit facility is granted under the assumption that the client has supplied the appropriate securities for the Bank. The Bank however, retains the right to decline any application at its own discretion. All credit facilities are directed to persons over 18 years of age. You are at risk of losing your immovable property, if you fail to regularly pay the instalments of your mortgage or of any other loan, which is secured with a mortgage on your immovable property. If any amounts payable in respect to any Bank facilities are not paid when due under the terms of the relevant agreements, additional interest (“default interest”) will be charged at the rate of 6.75% per annum from the date when such amounts become due until full repayment.
**The full terms of the loan, including the interest rate and other fees will be provided during the application process.
***Ask your Relationship Officer about the various payment plans, rates and conditions provided through SOGEHOME.

Related Links

• Expresso
• SogeCar
• SogeHome